Imagine this scenario: You’re on a great winter getaway, soaking up the rays on one Caribbean island or another. The temps are in the mid-80s, and you and your family are snorkeling and swimming with the dolphins. The last thing on your mind is the plumbing in your home back in New England.

When you get home, you discover (to your horror) that your water pipes have frozen and burst, flooding your basement and causing significant damage that requires extensive and costly repairs.

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